Legal Information

Things you should know

Honda Financial Services is partnered with UDC and MTF Finance. Your lease or loan will be administered or assigned to UDC or MTF depending on the finance terms you decide to accept. This is why you'll see their names on your finance contract or in links on our website. All lease and finance contracts are subject to terms and conditions that you can find on this website or at or

Consumer credit & insurance products, our finance rates, fees & charges

This section provides you with all the information you need on our consumer credit products, our finance rates, fees and charges. When you apply for a contract with Honda Financial Services, we'll do our best to ensure that you are provided a contract with the finance company that best suits your needs. However, if you have a preferred provider, please advise your Honda Ambassador or note in the comments section when applying online.

 Information on interest rates, how interest is calculated and credit/default fees:

Contract terms and conditions:

UDC & MTF CCCFA Protection Announcement

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about your Honda Financial Services Loan or Lease are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.

As a responsible lender, Honda Financial Services will act with care and skill, both before and during the term of your finance contract.

Our Honda New Zealand Stores

The following Stores are owned by Honda New Zealand and bound to the fees, charges and interest rates that we have communicated on this website:

  • Honda Store Newmarket
  • Honda Store East Auckland
  • Honda Store North Shore
  • Honda Store South Auckland
  • Honda Store Manawatu
  • Honda Store Wellington
  • Honda Store Christchurch
  • Honda Store Nelson
  • Honda Store Dunedin

All other Honda Stores located from Kaitaia to Invercargill are independently owned and operated. For information regarding their consumer finance and sample Credit Sale Agreements please visit the website of the independent agent serving you. Should the independent agent not have a website, terms and conditions will be available in hard copy at the Agency/store.

If you have any questions after reading anything on our website, please feel free to email us at

Standard finance terms and conditions

You will need to meet responsible lending criteria in order to secure a finance contract through Honda New Zealand, (fees and approval criteria will apply). Your vehicle will be financed through MTF or UDC. The standard interest rate for all New vehicles is 12.95%. Used vehicles purchased at a Honda Store owned by Honda New Zealand have a maximum interest rate of 14.95% per annum). The maximum term is 60 months and fees are:

  • Establishment Fee: $335
  • PPSR Fee: $10.40
  • Monthly Admin Fee: $3.50
  • Payments include on-road costs (ORC)

*Honda Financial Services may run special promotions from time to time that may vary from the standard rates above.