Legal Information

Things You Should Know

Honda Financial Services is partnered with UDC and MTF Finance. Your lease or loan will be administered or assigned to UDC or MTF depending on the finance terms you decide to accept. This is why you will see their names on your finance contract or in links we are providing here on our website, so you can easily access any information you need to keep yourself informed. All lease and finance contracts are subject to terms and conditions that you can find on this website or our partners website.


This section provides you with all the information you need on our consumer credit products, our finance rates, fees and charges. When you apply for a contract with Honda, we will do our best to ensure that you are provided a contract with the finance company that best suits your needs. However, if you have a preference in which company you would prefer to use, please make the staff aware of this when you visit the store or in the comments section when applying online.


Information on interest rates, how interest is calculated and credit/default fees:

Contract terms and conditions:

UDC & MTF CCCFA Protection Announcement

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about your Honda Finance Loan or Lease are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.

As a responsible lender, Honda Finance will act with care and skill, both before and during the term of your finance contract.

Our Agents

The following Agents are owned by Honda New Zealand and bound to the fees, charges and interest rates that we have communicated on this website:

  • Honda Store Newmarket
  • Honda Store East Auckland
  • Honda Store North Shore
  • Honda Store Manawatu
  • Honda Store Wellington
  • Honda Store Christchurch
  • Honda Store Nelson
  • Honda Store Dunedin

All other Honda Stores located from Kaitaia to Invercargill are independently owned and operated. For information regarding their consumer finance and sample Credit Sale Agreements please visit the website of the independent agent serving you. Should the independent agent not have a website, terms and conditions will be available in hard copy at the Agency/store.

If you have any questions after reading anything on our website, please feel free to email us at


You will need to meet responsible lending criteria in order to secure a finance contract through Honda New Zealand, (fees and approval criteria will apply). Your vehicle will be financed through MTF or UDC. The standard interest rate for all New vehicles is 9.95%. Used vehicles purchased at a Honda branch have a maximum interest rate of 12.95% per annum). The maximum term is 60 months and fees are as follows.

Establishment Fee: $296
PPSR Fee: $10.34
Monthly Admin Fee: $4.50
Payments include on-road costs (ORC)

*Honda Financial Services may run special promotions from time to time that may vary from the standard rates above.